{"id":3634,"date":"2017-06-01T14:26:19","date_gmt":"2017-06-01T12:26:19","guid":{"rendered":"http:\/\/www.zbhs.sk\/?p=3634"},"modified":"2017-06-01T14:26:19","modified_gmt":"2017-06-01T12:26:19","slug":"vlastnikom-bytov-hrozi-ze-sa-budu-skladat-na-dlhy-susedov","status":"publish","type":"post","link":"http:\/\/www.zbhs.sk\/?p=3634","title":{"rendered":"Vlastn\u00edkom bytov hroz\u00ed, \u017ee sa bud\u00fa sklada\u0165 na dlhy susedov"},"content":{"rendered":"<p>[etrend.sk; 30\/05\/2017; SITA<\/p>\n<p>&nbsp;<\/p>\n<p>Vlastn\u00edkom bytov pod\u013ea v\u00fdkonnej riadite\u013eky Zdru\u017eenia bytov\u00e9ho hospod\u00e1rstva na Slovensku Anny Kraj\u010diovej hroz\u00ed, \u017ee sa bud\u00fa sklada\u0165 na dlhy svojich susedov. Ako v utorok povedala, stane sa tak v pr\u00edpade schv\u00e1lenia zmeny v katastr\u00e1lnom z\u00e1kone, ktor\u00fa navrhuje \u00darad geod\u00e9zie, kartografie a katastra Slovenskej republiky (\u00daGKK).<\/p>\n<p>Pr\u00e1va vlastn\u00edkov bytov s\u00fa v s\u00fa\u010dasnosti zabezpe\u010den\u00e9 takzvan\u00fdm z\u00e1konn\u00fdm z\u00e1lo\u017en\u00fdm pr\u00e1vom v prospech ostatn\u00fdch vlastn\u00edkov bytov v dome.<\/p>\n<p>&#8222;\u00da\u010delom z\u00e1konn\u00e9ho z\u00e1lo\u017en\u00e9ho pr\u00e1va je zabezpe\u010di\u0165, aby v pr\u00edpade vzniku dlhu z bytu, \u010di u\u017e s\u00fa to nezaplaten\u00e9 pr\u00edspevky do fondu \u00fadr\u017eby a opr\u00e1v, alebo nezaplaten\u00e9 platby za plnenia spojen\u00e9 s u\u017e\u00edvan\u00edm bytu, teda napr\u00edklad za vodu, teplo a podobne, mohli by\u0165 tieto nedoplatky zaplaten\u00e9 z pe\u0148az\u00ed z\u00edskan\u00fdch z predaja bytu dl\u017en\u00edka,&#8220; uviedla A. Kraj\u010diov\u00e1.<\/p>\n<p>A\u017e do roku 2007 bolo pod\u013ea nej uplat\u0148ovanie z\u00e1konn\u00e9ho z\u00e1lo\u017en\u00e9ho pr\u00e1va bezprobl\u00e9mov\u00e9, a v plnom rozsahu plnilo svoju ochrann\u00fa funkciu. &#8222;Po zmen\u00e1ch v Ob\u010dianskom z\u00e1konn\u00edku si v\u0161ak katastr\u00e1lne \u00farady za\u010dali vysvet\u013eova\u0165 postupy po svojom a za\u010dali podmie\u0148ova\u0165 z\u00e1pis z\u00e1konn\u00e9ho z\u00e1lo\u017en\u00e9ho pr\u00e1va vznikom konkr\u00e9tnej poh\u013ead\u00e1vky,&#8220; upozornila.<\/p>\n<p>Ke\u010f\u017ee v\u0161ak s\u00fadne rozhodnutia v prv\u00fdch ukon\u010den\u00fdch pr\u00edpadoch jasne ur\u010dili, \u017ee kataster mus\u00ed na list vlastn\u00edctva zap\u00edsa\u0165 z\u00e1konn\u00e9 z\u00e1lo\u017en\u00e9 pr\u00e1vo aj bez preukazovania vzniku dlhu, prich\u00e1dza n\u00e1vrh novely katastr\u00e1lneho z\u00e1kona z dielne \u00daGKK.<\/p>\n<p>&#8222;Navrhovan\u00e1 zmena m\u00e1 uz\u00e1koni\u0165 postup, ktor\u00fd ods\u00fava pr\u00e1va vlastn\u00edkov bytov na ved\u013eaj\u0161iu ko\u013eaj a uprednost\u0148uje uspokojenie poh\u013ead\u00e1vok bankov\u00fdch in\u0161tit\u00faci\u00ed,&#8220; kon\u0161tatovala A. Kraj\u010diov\u00e1.<\/p>\n<p>V pr\u00edpade schv\u00e1lenia n\u00e1vrhu by pod\u013ea nej nasledoval tak\u00fdto postup: &#8222;Priorita uspokojenia poh\u013ead\u00e1vok zo z\u00e1lo\u017en\u00e9ho pr\u00e1va sa riadi \u010dasom z\u00e1pisu tak\u00e9hoto pr\u00e1va v katastri nehnute\u013enost\u00ed. Ke\u010f si ob\u010dan kupuje byt do osobn\u00e9ho vlastn\u00edctva, na zaplatenie jeho ceny \u010dasto vyu\u017e\u00edva hypot\u00e9ku. Banka, ktor\u00e1 hypot\u00e9ku poskytuje, si d\u00e1 zap\u00edsa\u0165 z\u00e1lo\u017en\u00e9 pr\u00e1vo do katastra ako prv\u00e1 v porad\u00ed. Ke\u010f vlastn\u00edk bytu hypot\u00e9ku neplat\u00ed, banka m\u00e1 pr\u00e1vo na uspokojenie svojich poh\u013ead\u00e1vok predajom bytu. Dlhy nov\u00e9ho vlastn\u00edka bytu vo\u010di cel\u00e9mu bytov\u00e9mu domu m\u00f4\u017eu re\u00e1lne vznikn\u00fa\u0165 a\u017e po tom, \u010do bol byt preveden\u00fd do osobn\u00e9ho vlastn\u00edctva, teda a\u017e po z\u00e1pise z\u00e1lo\u017en\u00e9ho pr\u00e1va v prospech banky.&#8220;<\/p>\n<p>Ak by teda z\u00e1kon pod\u013ea A. Kraj\u010diovej podmienil z\u00e1pis z\u00e1konn\u00e9ho z\u00e1lo\u017en\u00e9ho pr\u00e1va v prospech ostatn\u00fdch vlastn\u00edkov bytov v dome preuk\u00e1zan\u00edm vzniku dlhu, automaticky by pr\u00e1va vlastn\u00edkov mohli by\u0165 uspokojen\u00e9 a\u017e ako druh\u00e9 v porad\u00ed.<\/p>\n<p>&#8222;Podobn\u00e1 situ\u00e1cia nastane v\u017edy, ak ktor\u00fdko\u013evek zo susedov nepln\u00ed svoje z\u00e1v\u00e4zky vo\u010di in\u00fdm verite\u013eom, a exek\u00fator prist\u00fapi k z\u00e1pisu z\u00e1lo\u017en\u00e9ho pr\u00e1va sk\u00f4r, ne\u017e tak m\u00f4\u017eu urobi\u0165 vlastn\u00edci bytov v dome prostredn\u00edctvom spr\u00e1vcu,&#8220; zd\u00f4raznila.<\/p>\n<p>Zdru\u017eenie bytov\u00e9ho hospod\u00e1rstva na Slovensku jednozna\u010dne ch\u00e1pe n\u00e1vrh zmeny z\u00e1kona ako snahu o uprednostnenie z\u00e1ujmov b\u00e1nk pred z\u00e1ujmami be\u017en\u00fdch ob\u010danov &#8211; vlastn\u00edkov bytov, ktor\u00ed takto bud\u00fa n\u00faten\u00ed plati\u0165 dlhy aj za svojich nezodpovedn\u00fdch susedov.<\/p>\n<p>&#8222;Pritom treba zd\u00f4razni\u0165, \u017ee banky maj\u00fa mo\u017enos\u0165 pred uzatvoren\u00edm zmluvn\u00e9ho vz\u0165ahu d\u00f4kladne si preveri\u0165 schopnos\u0165 ob\u010dana, ktor\u00e9mu poskytuj\u00fa \u00faver, spl\u00e1ca\u0165 z\u00e1v\u00e4zok. Vlastn\u00edci bytov tak\u00fato mo\u017enos\u0165 nemaj\u00fa, svojich susedov si vybra\u0165 nem\u00f4\u017eu,&#8220; vyhl\u00e1sila \u010falej a ver\u00ed, \u017ee pri rozhodovan\u00ed o z\u00e1konnej \u00faprave z\u00e1lo\u017en\u00e9ho pr\u00e1va bude vl\u00e1da, ktor\u00e1 deklaruje svoj soci\u00e1lny rozmer a rovnako aj poslanci NR SR na strane ob\u010danov.<\/p>\n<p>ZBHS<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[etrend.sk; 30\/05\/2017; SITA &nbsp; Vlastn\u00edkom bytov pod\u013ea v\u00fdkonnej riadite\u013eky Zdru\u017eenia bytov\u00e9ho hospod\u00e1rstva na Slovensku Anny Kraj\u010diovej hroz\u00ed, \u017ee sa bud\u00fa sklada\u0165 na dlhy svojich susedov. Ako<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":79,"featured_media":3391,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"_links":{"self":[{"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=\/wp\/v2\/posts\/3634"}],"collection":[{"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3634"}],"version-history":[{"count":1,"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=\/wp\/v2\/posts\/3634\/revisions"}],"predecessor-version":[{"id":3635,"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=\/wp\/v2\/posts\/3634\/revisions\/3635"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=\/wp\/v2\/media\/3391"}],"wp:attachment":[{"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3634"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.zbhs.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}